Thursday, 20 October 2011

Online banking Online Cash Transfer Bankers 10 Safey Tips for Online Transaction

Online Banking is getting popular day by day and millions around the globe are using it to transfer money or purchase goods and services. However, hackers are also having a field day and trying to make every bank customers their next victim.
As such, banks have given special guidelines and tips to avoid such scamsters. Today, I’ll list out the most common and easy means of detecting and knowing which are scam mails or notices.
BEST OPTION IN CASE OF EMAIL ALERTS
If yon case of doubt, do not click on any link provided in the any e-mails you received.
HERE ARE SOME OTHER IMPRTANT TIPS
  1. Do not give any confidential information such as password, customer id, Credit/Debit Card number or PIN,CVV,DOB to any e-mail request, even if the request is from government authorities like Income Tax department or any Card Association company like VISA or Master Card
  2. Do not open unexpected e-mail attachments or instant message download links
  3. Always check the web address carefully before sharing any sensitive information
  4. For logging in, always type the website address (example www.hdfcbank.com)
  5. The Padlock icon at the upper or bottom right corner of the webpage must be always 'On' during secure transactions
  6. Ensure that you have installed the latest anti-virus/ anti-spyware/ personal firewall/ security patches on your computer or high end mobile phones
  7. Use non-admin user ID for daily work on your computer
  8. Do not access NetBanking or make payments using your Credit/ Debit Card from shared or unprotected computers in public places
  9. Do not call and leave any personal or account details on any telephone system, voice message, e-mail or an SMS
  10. Do not transfer funds to or share your account details with, unknown/non-validated source, luring you with commission, attractive offers.

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